“Who Else Wants to Know How We Eliminated Over $33,000 in Debt and Avoided Bankruptcy?”

 

Our Story:

usAs a Realtor my income always fluctuated. There would be months were I would sell a few houses and my commission would be great but there were also the months that I didn't have any sales so I wouldn't get a paycheck. Even though my income had its ups and downs we always seemed to get by just fine. Another sale was just around the corner to catch us up.

It wasn't until the real estate market dried up last year that my sporadic income really hurt us. We had gotten used to using our credit cards to make ends meet. We would just pay them down when I got my next big commission check. This time that check never came. I hadn't sold a home for 9 months and we were over $44,000 in debt and could no longer afford to make the minimum payments...

What We Did:

With the new laws we knew that filing bankruptcy wasn't an option for us. A friend suggested we contact Impact Debt Relief a debt negotiation firm. I did some research online and decided to request a free consultation. After our FREE consultation, we signed up right away! Impact Debt Relief negotiated with our creditors on our terms. They saved us over $33,000 and we avoided having to file bankruptcy. After months of getting little to no sleep, I finally feel like there is a light at the end of the tunnel!

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I have included copies of my letters I received from the negotiation process:

Bank of America Settlement
Capital One Settlement
Discover Settlement
Bank of America Pay OffCapital One Pay OffDiscover Pay Off

Conclusion:

I recommend anyone that feels overwhelmed with their finances please get a free consultation from Impact Debt Relief. They helped us to get back on our feet. We saved over $33,000 and more importantly we didn't ruin our credit by filing bankruptcy! I honestly don't want to think about how different things would be for us if we had not have found Impact Debt Relief.

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